Lightning wallet
Spends only the sats in the wallet.
Lightning
Spend from the Lightning wallet, or from your Visa card.
Visa debit
Spends your higherMark balance.
higherMark is a neobank with an on-ramp and an off-ramp. Wavelength is included, free, when you log in.
Example
- 01Log in. Open Lightning.
- 02Password and keys stay with you.
- 03Dashboard balance and wallet balance are separate.
- 04higherMark, Cash App, Lightning, or on-chain.
- 0550,000 sats · 300,000 sats
- 06Streaming, AI credits, Bitrefill.
50,000sats in one VTXO
300,000sats in the account
Free in the left nav
After you log in, Lightning is in the left navigation. Opening it costs nothing.
You hold the keys
Wavelength is self-custodial. Remember your password, download your keys, and restore the wallet on this machine whenever you need it.
Separate from your dashboard
Balances on your screen are the neobank. Sats in the Lightning wallet are not those balances.
Top up in one screen
Add funds from higherMark, or from any outside source, including Cash App. Lightning and on-chain both work. Move funds between your main balance and the Lightning wallet, and keep only what the next payment needs.
Limits today
50,000 sats in one VTXO. 300,000 sats in the account.
Spend it the same day
A streaming subscription, AI credits, or a purchase on Bitrefill. Top up, then pay.
Bitrefill
Top up the wallet, then pay for what you need. Join with the higherMark referral.
Join Bitrefill with higherMark